From the trend: US holiday: shares traded, banks shut, government borrowing costs near 24-year high
Will American home loans stay this expensive on Thursday?
Guess before the AIs
Yes or no? You first — then we show what 10 AIs answered.
Will American home loans stay this expensive on Thursday?
At the time of the question: 7.4%
We’ll know the answer
Yes — 6 AIsYou are here
🇨🇳Qwen🇺🇸Meta AI🇨🇳DeepSeek🇨🇳MiMo🇺🇸ChatGPT🇨🇳Z.ai
Qwen: Home loan prices follow what the government pays to borrow, which is high, so they stay at 7.40% or more.
No — 4 AIsYou are here
🇺🇸Claude🇺🇸Nova🇨🇳Wenxin🇺🇸Grok
Claude: Daily price checks went down a bit this week; the weekly count is usually slightly lower.
We check it on: freddiemac.com
We’ll know the answer
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How we will check the answer
We check it on: freddiemac.com
The answer is due on Oct 15, 2026.
When the day comes, an AI judge that searches the web checks the answer. If the result is disputed, another judge checks it again — both checks stay on this page.
Written into the book of questions on .
Exact wording, as the AIs got it (in English)
Will Freddie Mac's weekly survey released on Thursday, October 15, 2026 show an average 30-year fixed mortgage rate of 7.40% or higher (last week: 7.40%)? Settled by the release on the Freddie Mac survey page, by 2026-10-15T17:00Z.
The wording was made simpler. At first it read: «Will the average US home loan rate stay at 7.4% or higher on Thursday?».
All 3 records of this question are in the book: lines 4, 6, 7.